In 2010 as a first-time homebuyer with a foreclosure house on Deishu, I wanted to work with the local insurance agent, but couldn’t for a very interesting reason.  He represented an insurance company owned by Alaska Natives.  I don’t remember the name or location of the company but I do remember exactly why they wouldn’t take me on: because my place did not reflect “Pride of Ownership,” a quality I’d never heard of.  They saw photos, they said…